Committee Calculator
Advanced options (optional) - apna number, boli aur bank comparison
Ye sab optional hain. Khali chhor dein to normal schedule banega.
Simplify Your Committee (BC) Management
A "Committee" or "BC" is a popular informal saving and lending system in Pakistan and other parts of South Asia. A group of people contributes a fixed amount of money every month into a central pool, and each month, one member takes the entire pool amount. This cycle continues until every member has had their turn.
Our calculator makes it easy to manage and understand the finances of your committee.
How It Works:
- Enter the total number of members in the committee. This will also be the duration of the committee in months.
- Enter the amount each member contributes every month.
- Click "Calculate Schedule" to see the total amount in the pool each month and other key details.
Committee (BC / Kameti) Calculator - Poori Guide
Is committee calculator se aap sirf total pool hi nahi, balke month-wise committee schedule, apne number ka faida, boli wali committee ka andaza aur bank saving se muqabla bhi dekh sakte hain. Upar "Advanced options" kholein aur apna number, boli ya bank rate likh dein.
Committee Ki Qismein
- Normal (fixed) committee: sab members ki barabar kist hoti hai aur number qurah andazi (lucky draw) ya pehle se tay tarteeb se milta hai.
- Boli wali committee: jis ko raqam jaldi chahiye wo boli lagata hai. Boli ki raqam pool mein se kam hoti hai, is liye usay pool se kam raqam milti hai.
Committee Ka Hisab Kaise Nikalte Hain?
- Total pool = members x monthly kist
- Committee ki muddat = members ke barabar mahine
- Boli wali committee mein milne wali raqam = pool - boli
- Interest-free advance = (members - aapka number) x kist
Misal: 10 Members, 5,000 Monthly Kist
Har mahine pool 50,000 ka banta hai aur committee 10 mahine chalti hai.
| Aapka number | Mahina jab raqam milti hai | Ab tak jama (us mahine tak) | Interest-free advance |
|---|---|---|---|
| 1 | Month 1 | 5,000 | 45,000 |
| 5 | Month 5 | 25,000 | 25,000 |
| 10 | Month 10 | 50,000 | 0 |
Committee Ka Interest: Pehle Aur Baad Wale Member Mein Farq
Committee mein koi profit nahi hota. Pehle number wale ko poori raqam jaldi mil jati hai aur wo baqi qistein baad mein ada karta hai, yani usay bina interest ka qarz milta hai. Aakhri number wale ko sirf wahi raqam wapas milti hai jo usne jama ki hoti hai. Isi liye "Advanced options" mein bank profit rate daal kar dekhein ke aapke number par committee bank ke muqable mein kitni faida mand ya nuqsan wali hai. Boli wali committee ke sharai hukm ke bare mein ulama ki raaye mukhtalif ho sakti hai, is liye apne aalim se mashwara zaroor karein.
Committee Dalne Se Pehle Ehtiyat
- Committee sirf bharosay ke organizer ke sath dalein.
- Har member ka naam, number, kist aur tareekh likh kar rakhein (is calculator ka schedule Copy ya Print kar sakte hain).
- Aakhri numberon ke liye organizer se likhit tasalli ya zamin lein.
- Kist wahi dalein jo aap har mahine aaraam se de sakein.
Committee Calculator FAQ
Committee (BC) ka hisab kaise nikalte hain?
Total pool = members x monthly kist. Committee ki muddat utne hi mahine hoti hai jitne members hon. Misal: 10 members aur 5,000 kist ho to har mahine 50,000 ki committee banti hai aur 10 mahine chalti hai.
Boli wali committee mein kitni raqam milti hai?
Boli wali committee mein jis member ki boli lagti hai, usay pool mein se boli ki raqam kam karke milti hai. Misal: pool 100,000 aur boli 5,000 ho to 95,000 milte hain. Boli ke rules har group mein alag hote hain, is liye ye calculator ek andaza deta hai.
Committee mein pehle number lene ka kya faida hai?
Pehle number wale ko poori raqam jaldi mil jati hai aur baqi qistein baad mein bina interest ke ada karta hai. Aakhri number wala sirf apni jama ki hui raqam wapas leta hai. Is liye pehle number ki demand zyada hoti hai.
Committee aur bank saving mein kya farq hai?
Bank mein raqam par profit milta hai magar committee mein profit nahi hota; faida ye hai ke ek sath bari raqam mil jati hai. Is calculator mein bank profit rate daal kar dekh sakte hain ke aapke number par committee bank ke muqable mein faida mand hai ya nahi.
Kya ye committee calculator free hai?
Ji haan, ye bilkul free hai. Na signup chahiye na koi app download karni parti hai. Mobile aur computer dono par kaam karta hai.
Committee dalne se pehle kin baaton ka khayal rakhein?
Committee sirf bharosay ke organizer ke sath dalein, har member ka naam, number aur kist likh kar rakhein, tareekh tay rakhein, aur aakhri numberon ke liye organizer se likhit tasalli lein. Boli wali committee ke bare mein apne aalim se mashwara kar lein.